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About This Home

This 4-bedroom, 4-bathroom single family at 306 Rose Lane in Panama City Beach, FL is listed for $975,000 ($483 per sqft). Built in 2026, the home offers 2,017 sqft of living space on a 0.08 acres lot.

Agent Description

Experience the best of Panama City Beach living in this stunning new construction coastal retreat designed for both luxury living and exceptional short-term rental potential. Offered fully furnished and turnkey, this thoughtfully designed beach house combines upscale finishes, spacious accommodations, and an unbeatable location just steps from the Gulf of Mexico, with two beach access points located within approximately 500 feet of the property.

Featuring 4 bedrooms, 3.5 baths, and over 2,000 square feet of beautifully crafted living space, this home was designed with the ultimate vacation lifestyle in mind. The flexible floor plan includes spacious primary suites on both the first and second floors, along with two additional guest bedrooms and extra space for built-in bunks or additional sleeping arrangements, making it ideal for hosting large families and vacation guests alike.

The open-concept living, dining, and kitchen areas create a seamless flow for entertaining, while upscale coastal finishes and durable construction elements -- including a metal roof and impact windows for long-term performance -- offer both style and peace of mind.

Outdoor living is equally impressive with a privacy-fenced backyard, outdoor shower, plunge pool and low-maintenance landscaping, and paver entertaining areas designed for relaxing after a day at the beach. The property also includes a 1 car garage and ample space for beach gear, golf carts, or owner storage.

Located on the desirable west end in Laguna Beach, this property offers an ideal opportunity as a primary residence, second home, or high-performing vacation rental investment. With no HOA, strong rental demand, and easy beach access nearby, this fully furnished coastal getaway delivers the perfect blend of luxury, location, and income-producing potential. Under Construction with estimated completion mid July. Buyer to verify all measurements, specifications, and information deemed important.

Key Features

  • Built in 2026
  • 0.08 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
3 full, 1 half
3 spaces
2026

Amenities

A/C

Monthly Cost Estimate

$5,215/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284

Estimates only. Actual payments may vary.

Location

306 Rose Lane

Panama City Beach, FL 32413

LAGUNA BEACH ESTATES 7TH ADDN

Features & Amenities

Exterior Features

BalconyFenced Back YardShowerSprinkler System

Property Details

Flooring

TileVinyl

Construction

Frame Siding CmntFbrHrdBrd

Pool Features

PatioPorch

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigeratorSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom single family at 306 Rose Lane is listed at $975,000 ($483/sqft). The estimated monthly payment is $4,225 based on 20% down at 6.5% interest.

Key features include: Built in 2026, 0.08 acre lot, 2 stories, 3 parking spaces. Exterior Features: Balcony, Fenced Back Yard, Shower.

This property is listed by Karen K Smith and can be reached at 8502334351 or karen@beachybeach.com.

KS

Karen K Smith

Agent at Beachy Beach Real Estate

(850) 233-4351

Listed by Beachy Beach Real Estate · View on Broker Site

MLS# 1003967· Source: listhub· Updated 6 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

306 Rose Lane, Panama City Beach, FL 32413

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