About This Home

This 2-bedroom, 3-bathroom single family at 320 Chestnut St in Oneonta, NY is listed for $149,500. Built in 1890, on a 0.19 acres lot.

Key Features

  • Built in 1890
  • 0.19 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
1890
Listing Description

Possibility Plus awaits in this spacious West End home! Enter through the convenient rear mudroom featuring abundant storage with large built-in cabinets and second pantry. The kitchen offers beautiful raised-panel oak cabinetry and opens to a bright, airy family room with a cathedral ceiling and sliding glass doors leading to a private side deck.

The main level also features a spacious dining room, comfortable living room, and a full bathroom, providing a functional layout for everyday living and entertaining. Upstairs, you'll find a full hall bath, a large primary suite with ample closet space, and a private bath ready for your finishing touches-simply add a tub or shower to complete the space.

The suite also offers the potential for a convenient second-floor laundry area. A second bedroom completes the upper level. A new HVAC system installed in 2012 provides year-round comfort and efficiency. Outside, enjoy the inviting wraparound covered front and side porches that lead to private deck areas, perfect for relaxing or entertaining.

The property also includes a two-car detached garage, an expansive paved parking area, and landscaped yard surrounded shrubs and fencing for added privacy. With generous living space, endless potential, and a desirable West End location, this home is ready for its next chapter!

Monthly Cost Estimate

$800/mo

20% down · 6.5% · 30 years

Principal$108
Interest$648
Insurance$44

Estimates only. Actual payments may vary.

Location

320 Chestnut St

Oneonta, NY 13820

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Heating

Natural GasForced Air

Questions & Answers

This 2-bedroom, 3-bathroom single family at 320 Chestnut St is listed at $149,500. The estimated monthly payment is $800 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1890, 0.19 acre lot, 2 stories.

This property is listed by Bradford F Morley and can be reached at 607-432-4391.

BM

Bradford F Morley

Agent at BENSON AGENCY REAL ESTATE LLC

(607) 432-4391

Listed by BENSON AGENCY REAL ESTATE LLC · Broker phone: 607-432-4391 · View on Broker Site

MLS# 11912777· Source: My State MLS· 56 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

320 Chestnut St, Oneonta, NY 13820

Open this listing in: